Become A Member

Open Your Account Today!

Click Here to Apply Online


Stop in and become a member! Membership is open and available to anyone living, working, or worshipping in Erie County.

Things to bring:

  • A valid government issued ID
  • At least $25 cash or check to open your account with.

The Credit Union Difference

Riverside Federal Credit Union works for you, not for profits. Keep your profit in your pocket! For your family, for your future, for your life!

What’s the credit union difference?

More friendly, personalized service. Better rates on loans and higher yields on savings. Convenient banking with direct deposit, ATMs, online banking, mobile banking and bill payment.

Maybe the best place to bank isn’t a bank at all!

What’s the Riverside FCU difference?

Riverside FCU offers big bank convenience with a neighborly approach and the following services:

Free personal checking. Enjoy unlimited check writing, no per-check fees, no monthly fees, no minimum balance, a Visa® Debit Card, 50,000 fee free ATMs worldwide through the

Allpoint Network. overdraft protection, free online services, and free online bill payer.

Better rates on savings. Membership begins with our regular savings account. You can also choose from a variety of savings options:

  • Money Market Savings
  • Term Share Certificates
  • Individual Retirement Accounts (IRA)
  • Christmas Club Accounts
  • All-purpose Accounts
  • Youth Accounts

Better rates on credit cards and loans. Riverside FCU began as a provider of loans to our members. Our commitment to offering great rates to our members continues today for:

  • New and used auto loans
  • Boat and motorcycle loans
  • Personal loans
  • Mortgages
  • Home Equity loans
  • Home Improvement loans
  • Visa® Credit Cards

Technology Services. Stay connected to your accounts with:

  • Online banking
  • E-statements
  • Bill Payment
  • Mobile Banking
  • Remote Deposit Capture
  • Pop Money – a person-to-person payment tool
  • Telephone Automated System

Financial Advisement. Access to MEMBERS Financial Services can help you with 401(k), pensions and other types of retirement plans.

Convenience Services. Enjoy one-stop convenience for:

  • Money orders and cashier’s checks
  • Wire transfers
  • Safe Deposit Boxes
  • Shared Branching Services
  • Notary Public Services
  • Discount amusement park tickets, movie tickets, and car washes

Credit Union Safety

Your funds are federally insured up to $250,000 by the National Credit Union Administration (NCUA). Credit Unions, true to the nature of their memberships, are more conservative in their lending practices and safer than many banks. Riverside FCU is no exception.