Personal Loan

From consolidating debt to paying for your dream wedding, a flexible term personal loan could be yours in a few easy steps. Since it’s an unsecured personal loan, no collateral necessary.

Apply for a personal loan today!


  • Up to $20,000 to use for virtually any large purchase – build a pool, buy a computer, upgrade your home appliances, and more
  • Rates as low as 8.40% APR*
  • No prepayment penalties
  • No collateral
  • No annual fee
  • Funds can be deposited directly into your personal bank account

Personal loan types:

  • Home Improvement – Home repairs can become costly, but are often times necessary! Take out a personal loan to help cover the damage.
  • Holiday Loan – During the months of November through January, Riverside offers even LOWER rate personal loans. Starting at just 5.00%*, save this season on all your holiday shopping and travel. A great alternative to expensive store credit cards with high monthly interest rates.

* APR is annual percentage rate. Subject to credit approval.