Home Mortgage Rates & Refinancing in Buffalo, NY

Have you been scouring the Buffalo, NY region for the most competitive mortgage rates? Well, the time has come to end your search. Here at Riverside Federal Credit Union, we take great pride in helping Western New Yorkers obtain the lowest rates in town. With our assistance, clients are able to afford the homes they’ve always dreamed of!

The team at Riverside takes a customer-based approach to business that you’re simply not going to get with competing mortgage brokers. We work tirelessly to track down the best rates to suit your current needs. No matter your financial past, we’ll help you get approved. That’s really all there is to it.

Mortgage loans to suit your individual needs.

Riverside Federal Credit Union currently offers an array of separate options for home and property buyers throughout the region. In addition to our standard home equity loans, we additionally provide home improvement mortgages for up to 10 years. You may also be accepted for both fixed-rate loans as well as adjustable options. While this may initially sound a bit confusing, we’ll stand by your side throughout every step of the process to make it as simple as possible.

Contact one of our friendly representatives today, and be sure to ask about current rates and policies. Provide us with some of your current financial information, and we’ll be able to provide a personalized quote in no time at all. Really, obtaining the finest mortgage rates has never been so simple!

Today’s Mortgage Rates

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Loan Type

Loan Description


Rate (APR)*

Home Equity


15 Years

PRIME  4.75% **

*APR is annual percentage rate. Rates depend upon credit qualification. Other rates and terms may apply.

**Prime Rate is influenced by the Federal Reserve and is subject to change at any time without notice.

Rates as of 1/13/20.