Rates

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  • Loan Rates
  • Share (Savings) Account Rates
  • Share Certificates

Loan Type 

Loan Description

Terms

APR As Low As*

Personal

Personal

Up to 36 Months

8.40%

37+ Months

9.40%

Credit Card

Visa Classic

Open Ended

10.90%

Mortgage

Fixed Rate

15-30 Years

OwnersChoice Funding

Home Equity

Adjustable

15 Years

PRIME 3.25%**

Auto

  

Model Year 2018-2022

24-36 Months 

0.99%

48 Months

1.50%

60 Months 

1.75%

72 Months 

2.50%

84 Months

2.75%

Model Year 2017

48 Months

3.00%

60 Months

3.25%

Model Year 2016***

48 Months

3.50%

Recreational Vehicle

New/Used/Refinanced

Up to 60 Months

6.00%

60+ Months

***

*APR is Annual Percentage Rate. Rates depend upon credit qualification. All rates are subject to change at any time. Other rates and terms may apply.

**Prime Rate is influenced by the Federal Reserve and is subject to change at any time without notice.

***Call for more details about Model Years or Terms outside what you see listed here.

Rates effective as of 7/13/2021.

Share (Savings) Accounts

Amount

Dividend Rate

APY*

Share (Savings)

$100+

0.03%

0.03%

IRA

0.10%

0.10%

Club Accounts
(Holiday & All Purpose)

$100+

0.03%

0.03%

Draft

0.00%

0.00%

Money Market

$3,000-$19,999.99

0.05%

0.05%

$20,000-$74,999.99

0.10%

0.10%

$75,000+

0.15%

0.15%

*APY is Annual Percentage Yield.

Rates effective as of 5/18/2021.

Term

Amount

Dividend Rate

APY*

6 Month

$250+

0.15%

0.15%

12 Month 

$250+

0.15%

0.15%

18 Month

$250+

0.20%

0.20%

24 Month 

$250+

0.25%

0.25%

36 Month 

$250+

0.35%

0.35%

48 Month 

$250+

0.40%

0.40%

60 Month 

$250+

0.50%

0.50%

12 Month (Deposits Allowed)

$250+

0.15%

0.15%

*APY is Annual Percentage Yield.

Rates effective as of 9/20/2021.